Calculate Your Retirement Number Easily With The Math Done For You

 
Most people have no idea if they can afford to retire. This calculator changes that

 

The How Much Calculator - Built by top Financial Adviser Rob McGregor 

 

Includes a step-by-step workbook and video walkthrough, with lifetime access.
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Most Australians have no idea if they can retire, or how much they'll need to live the lifestyle they want.

In fact, 83% don't have a retirement plan or a clear number.

They're simply hoping their super and savings will be enough or avoiding it altogether.

Without a plan, everyday of retirement is overshadowed by one fear.

Running out of money

That fear turns what should be your golden years into years of stress.

If you are planning on retiring soon, the uncertainty might already be keeping you up at night.

You could run out of money 10 years too soon and be forced to rely on the age pension.

Or, worse, you might work longer than you need to because you already had enough but didn't know it.

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The Factors Behind Your 'Retirement Number'

And Why it's Critical to get it right

 

You Can't Reach a Destination without SETTING ONE

You wouldn’t take a holiday without knowing where you’re going, so why leave your financial future up to chance?

Yet, Most Australians enter retirement without a clear plan, hoping their savings will last. But hope isn’t a strategy. 

Key Factors that Shape your Retirement Number

  • How much will you need for day-to-day living? Could this change as you get older?
  • What about travel, do you have some bucket list travel dreams you want to tick off?
  • Will any major expenses disappear at retirement (mortgage, school fees, commuting)?
  • Will some expenses start at retirement?
  • Do you plan on big capital expenses? (renovating your home, caravan, new car)
  • Do you want to help your kids financially?
  • Will you still earn some income through semi-retirement, investments, government pensions?
  • Will you receive any lump sums (inheritance, downsizing your home)?
  • How long do you want your money to last—20, 30 years… forever?
  • What portfolio returns do you need to make this all work? 

The How Much Calculator is a comprehensive tool that factors in all of the above - Giving you a crystal clear number based on your life.

Rob has also prepared a comprehensive workbook and walkthrough video for you to make this easy.

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The Cost of Doing Nothing? Financial Uncertainty.

If you don’t take control of these decisions now, they’ll be made for you later, often when it’s too late to adjust.

Working out How Much You Need is one of the most crucial steps in your retirement plan.

Yes, it may seem overwhelming, but with the right process, it becomes simple and empowering.

The How Much Calculator is designed too give you a clear, step-by-step formula to find your number, so that you can retire with confidence. 

The How Much Calculator and Workbook

Plus Video Walkthrough where Rob used the Calculator Live.

 

Created by award-winning financial adviser Rob McGregor, this tool gives you the clarity most Australians never get when planning for retirement.

You'll get access to our interactive How Much Calculator, built to help you:

  • Plug in your real numbers.
  • Factor in your life variables like income, spending, major expenses and timeframes.
  • Factor in retirement lump sums like inheritance, house downsize, house upgrade etc.
  • Instantly estimate how much you'll need to retire comfortably.
  • Adjust, refine, and optimise your plan as your circumstances evolve.

To guide you through the process, you'll also have access to a workbook and a step-by-step video workshop, where Rob explained how to use the calculator live with the workbook to arrive at your personalised retirement number.

You'll have lifetime access to both the calculator and video workshop inside our secure member portal.

And because we want this to be a no-risk, high-value experience, we offer a 100% satisfaction guarantee.

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Who Are We?

Runway to Retirement is an online educational platform designed to help you create and manage your own financial plan using the same tools and strategies top financial planners rely on.

Our founder, Rob McGregor, is one of Australia’s leading financial planners with over 30 years of experience, multiple national awards, and a track record of helping hundreds of Australians achieve their financial dreams. Rob is the founder of McGregor Wealth Management and co-founder of GPS Wealth, a national financial advisory group with over 150 advisers.

His mission is simple: make professional-level retirement planning tools accessible to everyone, so you can take control of your financial future with confidence.

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What Rob's planning clients are Saying

Our financial goals are on track!

I knew we needed a clear and straightforward plan that focused on our specific goals. Without going through the goal setting process, I think we would have continued with ad hoc investing that reacted to markets, instead of having a very specific plan. Once everything is set up, the process really is set and forget. We have 2 simple goals: to retire “on time” with our goal retirement funds behind us; and to continue investing to support our income goals. Both of them are on track!
Leanne H.

We unreservedly recommend Rob McGregor and his team.

Rob has successfully managed the transition from our working lives to us becoming comfortably retired. During our over a decade long association as clients, Rob and his team presented a thoroughly professional, optimistic and supportive program on behalf of his efforts to represent us.
John and Petra M.
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Eliminate Fear & Take Control 

We’ve helped thousands of Australians gain absolute clarity on their retirement plan. And here’s the truth: every financial decision you make about retirement should start with asking How Much.

This interactive calculator, with accompanying workbook and video walkthrough, will help you answer that question.

You’ll finally get crystal clear on your number, no more guessing, no more uncertainty. You’ll even have the flexibility to test different scenarios, adjust figures, and see how small changes can impact your future.

 100% Money-Back Guarantee - If you don’t walk away with a clear retirement number, we’ll refund you. No risk, no stress.

What you get

  • Editable Retirement Worksheet (Google Sheets/Excel) – A fully customisable tool you can adjust and refine forever as your circumstances change.
  • The How Much Workbook – A detailed, step-by-step PDF guide to help you map out your retirement needs with confidence.
  • Exclusive Training with Rob McGregor – Expert-led session walking you through exactly how to calculate your retirement number.
  • Lifetime Access to the Workshop Recording – Rewatch anytime via our exclusive member portal to revisit key insights whenever you need them.
  • Early-Bird Access & Exclusive Discounts – Be the first to access future workshops, programs, and special offers at a discounted rate.

How Much Calculator

$39

Discounted from $99

âś… Full access to the complete workshop recording
âś… All tools, calculators & workbooks included
âś… Rewatch as many times as you need
✅ Instant access – start planning today!

Get Started Now!

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ALL OF OUR WEBINARS, WORKSHOPS, COURSES, WORKBOOKS AND OTHER MATERIALS CONTAIN GENERAL ADVICE AND FACTUAL INFORMATION ONLY. NOTHING WILL TAKE INTO ACCOUNT YOUR OBJECTIVES, FINANCIAL SITUATION OR NEEDS. BEFORE ACTING ON ANY INFORMATION, YOU SHOULD CONSIDER THE APPROPRIATENESS OF THE INFORMATION HAVING REGARD TO YOUR OBJECTIVES, FINANCIAL SITUATION AND NEEDS.

BEFORE MAKING A DECISION ABOUT A SPECIFIC FINANCIAL PRODUCT, YOU SHOULD CONSIDER THE PRODUCT DISCLOSURE STATEMENT (PDS). WE ALSO RECOMMEND SPEAKING TO A FINANCIAL ADVISER SHOULD YOU NEED ONE.

Me, Robert McGregor (Rob), I am a qualified adviser with over 25 years of experience,  an Authorised Representative of GPS Wealth Ltd AFSL 254 544 . My Authorised Representative number is 2450